If you have dental insurance plans from MetLife Dental PPO Dual Coverage insurance and another carrier, you may wonder how to maximize the benefits from both plans. Dual coverage can be advantageous, especially for individuals needing extensive dental work. However, to fully optimize the benefits of both policies, it is crucial to ensure that claims are submitted and processed correctly.
At HQ Temple Dentist, our insurance coordinator handles dental claims daily for various insurance companies,
including MetLife Dental PPO insurance. How will Dr. Hiep Pham and his team ensure you receive the supreme benefit from your two dental insurance policies?
Ari Marco
HQ Dental team have done fantastic high quality routine and cosmetic work on my teeth as well as my families. There is no better dentist in Georgetown.
Tan Nguyen
HQ Dental is among the best dental clinics I have visited. I think their secret is the true care of patients.
Anastassia Moser
Everyone who worked in my mouth was extremely gentle, yet thorough. They’ve certainly found a patient for life
MetLife Dental PPO Dual Coverage
Upon providing us with your insurance information, we will take the initiative to contact MetLife Dental PPO (MetLife Dental PPO Dual Coverage) insurance and your second insurance carrier on your behalf. We will request and gather the necessary details regarding your policy from both insurance providers. Rest assured that we will have your insurance data readily available when you arrive for your initial appointment.
During your comprehensive consultation, Dr. Hiep Pham will conduct a thorough examination and discuss his findings and recommendations with you. You will develop a bespoke treatment plan based on your precise dental needs and goals.
Once your treatment is completed, our insurance coordinator will submit your dental claim to the primary dental carrier. After the primary insurance carrier has processed and paid their portion, the claim will be submitted to the secondary carrier. The secondary insurance company will require information on the amount the primary insurance company paid to calculate its payment.
In cases of dual coverage, primary and secondary insurance designations are determined by the insurance industry. If you subscribe to the MetLife Dental PPO policy, it will be billed as your primary insurance. However, if the MetLife Dental PPO policy (MetLife Dental PPO Dual Coverage) is provided to you by another source, it will be considered secondary insurance.
Understanding the coordination of benefits utilized by the primary and secondary insurance companies to cover your treatment is necessary. There are two types: standard coordination and non-duplication of benefits coordination. Rest assured that HQ Temple Dentist will thoroughly research and clarify the coordination of benefits specific to your plan.
For further information, we invite you to visit HQ Temple Dentist. Schedule a consultation today by calling Dr. Hiep Pham at +1(254)773-1672.