Mon - Fri: 9:00 am to 4:00 pm

  • +1 (254) 773-1672
  • 3126 Thornton Ln,

    Temple, TX 76502

Contact Info

  • Address

    3126 Thornton Ln,

    Temple, TX 76502
  • Phone

    +1 (254) 773-1672

  • Email

50% Off

5 Years Warranty

Pricing Plans

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Principal Dental PPO Temple TX Dental

Principal Dental PPO Temple TX Dental

Dental insurance policies can be complex, with numerous rules and fine print that can be challenging to understand. At HQ Temple Dentist, Dr. Pham and our experienced team work closely with various insurance companies daily, including Principal Dental PPO insurance. Many of our patients have coverage through Principal Dental PPO, and we are happy to assist in contacting the insurance provider on your behalf to obtain the specific details of your policy.

Ari Marco

HQ Dental team have done fantastic high quality routine and cosmetic work on my teeth as well as my families. There is no better dentist in Georgetown.

Tan Nguyen

HQ Dental is among the best dental clinics I have visited. I think their secret is the true care of patients.

Anastassia Moser

Everyone who worked in my mouth was extremely gentle, yet thorough. They’ve certainly found a patient for life

Dental-Insurance HQ Dental Design

Principal Dental PPO Insurance Coverage Details

Each Principal Dental PPO insurance plan sets an annual maximum allowance for dental care expenses, but the insurance company determines how that amount can be allocated. It's important to note that specific treatments, particularly cosmetic measures like teeth whitening, crowns, veneers, and purely cosmetic bonding, may be excluded by many dental insurance carriers. Night guards and dental implants are also commonly excluded.

Another coverage rule in some dental insurance policies is the "Missing Tooth Clause," which states that replacing teeth lost before the insurance start date is not a covered expense. However, knowing that not all insurance plans have this clause is reassuring.

Insurance companies also establish the frequency at which specific procedures can be performed. For instance, a patient may be limited to two yearly dental cleanings every six months. Cavity-detecting bitewing X-rays may be allowed only once per year.


Various options for replacing missing teeth are available, including fixed bridges, implants, partial dentures, or complete dentures. However, specific insurance policies specify which tooth replacement options are covered expenses and which are not.

Given the wide range of dental insurance plans available, the best way to understand your specific plan's exclusions, limitations, and rules is to contact Principal Dental PPO Insurance directly and request eligibility information, including a comprehensive breakdown of benefits. Dr. Pham and our staff will happily handle this process for you before your visit.

We invite you to visit HQ Temple Dentist to learn more about our services. Schedule a consultation today by calling Dr. Pham at +1(254)773-1672.